Wallets – or now mobile phones – store two types of cards: debit cards, used on a daily basis for regular purchases, and credit cards, saved for emergencies or for expenses that you do not want to pay immediately. However, this trend is going to disappear, despite the fact that consumers do not agree with … Leer más
The mortgages they are a whole world. The task is not easy when choosing. The bank’s offer is plentiful and it is necessary to decide whether it is better to opt for a fixed or variable rate. In addition, at a time when financial institutions compete for customers and offer the lowest rates in history, … Leer más
The world thinks more and more in green and banking, too. The megatrend of sustainable finance it has accelerated with the pandemic and regulatory advances, which aspire to bring more transparency. Financial institutions are aware of the growing interest in green and are increasing their product offer Respectful towards the environment. “There is going to … Leer más
The Bank of Spain has revealed this Monday that the average rate at which Spanish entities granted mortgage loans marked a record low of 1.45% in August. The average rate of loans over three years for the acquisition of free housing granted by entities in Spain fell by 35 basis points compared to July, when … Leer más
Bankia clients are receiving a barrage of letters with product conditions that will change due to the merger with CaixaBank. The latter’s commercial policy is the one that will be imposed on the around 7.4 million customers from the old rescued bank. The last document specifies that the unrelated will pay an annual commission of … Leer más
Have a Bank account it is not as easy as two years ago. Or at least for free and in one of the main banks. At the end of 2019, banks began to increase the commissions of their most demanded products, to tighten the requirements to avoid costs and to reduce a large part of … Leer más
Financing the purchase of a house is an almost impossible mission for most young people, given the high savings necessary to obtain a mortgage, among other reasons, such as lower job stability and low salaries. With the idea of facilitating access to the housing market for this group, Ibercaja has announced that it will finance … Leer más
After the summer, and in the middle of September, new initiatives have emerged to make shopping easier for consumers. But there are also proposals launched months ago to encourage consumption and financing that are still in force. The English Court announced last Thursday the launch from September 23 to 29 of its ‘Total Financing 0.0’ … Leer más
The revolving cards They are a type of credit card offered by banks, but with certain peculiarities that make them a complex and sometimes controversial product. It is essential to understand them well to avoid risks, especially that of over-indebtedness. Consumer associations urge you to use them wisely and to complain if you have not … Leer más
The Euribor at 12 months says goodbye to September with an average of -0.492%, which represents a slight rise from -0.498% in August. The index thus breaks with three consecutive months of declines, mainly due to a small change in the monetary outlook. At its last meeting, the European Central Bank (ECB) took the first … Leer más
