Openbank has decided to make its fixed and mixed rate mortgages cheaper again, with the possibility of achieving better prices even for those clients who opt for a fixed loan of more than 150,000 euros if they formalize it before 20 days. Santander’s digital bank thus lowers the interest on its fixed mortgages to 1.15% … Leer más
Hiring mortgages It is going from strength to strength with the demand for housing on the rise and the reactivation of the economy after the Covid-19. After some operations were left in the air by the pandemic, in recent months the signing of mortgage loans has exploded, even on vacation. In August they increased by … Leer más
The merger of CaixaBank and Bankia is one step away from completion. The 12th of November is the date marked in red on the calendar. That day the technological integration of both entities, which will finally begin to operate as one. It will be the moment from which the more than seven million customers from … Leer más
Openbank, the online subsidiary of Banco Santander, continues to be very active in its efforts to attract mortgage clients in full growth of the loan granting. Just a few days after lowering its fixed and mixed mortgages, placing its offer as one of the cheapest at the moment, the entity launches another succulent promotion that … Leer más
Image by David Mark from Pixabay What does that actually mean impact investment? Impact investing refers to investments made in companies, organizations and funds in order to achieve measurable, beneficial social or environmental impacts while generating a financial return. Investing in microfinance funds is one such impact investment. Even if the idea of cooperative loans … Leer más
Excerpts from the lecture by our colleague, Claudia Liese at the “get together” in the Weiberwirtschaft on September 25th, 2020 In my initial counseling sessions at the finanzkontor, I always notice that many women do not take care of their finances well enough or not at all. How is it with you? In fact, I … Leer más
With the new housing subsidy, there will soon be significantly more money from the state for many who are saving for their own home. The funding can be used for the construction or purchase as well as for the renovation or modernization of an existing property. In addition, more people in Germany will benefit from … Leer más
The Riester pension started very successfully in 2002 to relieve the statutory pension insurance and as a well-funded entry into a private, funded supplementary pension. But in addition to the high bureaucratic hurdles, the state-prescribed capital guarantee in the products is proving to be a heavy burden. Because the costs of this guarantee rise in … Leer más
Real assets should form the foundation of your investments We have already reported many times about the zero interest rate strategy of the central banks and many of our customers are concerned that their savings will no longer generate any returns. With the Corona crisis and the economic recovery that is now beginning, there is … Leer más
Many state allowances and benefits are linked to the calendar year. Get an overview here of which of the following points could also be relevant for you and take the opportunity to optimize your finances for the year 2021. 1. Save taxes with the basic pension Since 2005, the basic (or Rürup) pension has offered … Leer más
