Today, November 4, the Financial Education Day. For those starting out in the investment universe, the first thing to know is that to invest It is not an easy task, but it is not an activity reserved only for economists or people with a lot of money. You can invest from a single euro to … Leer más
In the personal finance, there are some basic concepts that should be known, especially so as not to have difficulties when, for example, hiring a mortgage. According to a recent ING study, 62% of Spaniards admit that it is difficult for them to understand the documentation related to the formalization of a mortgage loan. Concepts … Leer más
The lava of the volcano from Cumbre Vieja de The Palm, active more than two weeks after it erupted, has devastated more than a thousand buildings, of which more than half are homes. Many have disappeared under the wash, without the possibility of rehabilitation. What about those houses that have current mortgages? Do homeowners have … Leer más
Customers of the new CaixaBank have at their disposal some 13,000 ATMs throughout Spain, as a result of adding those of the Catalan-based entity, although based in Valencia, and the more than 5,000 corresponding to Bankia. Customers do not pay commissions for using these terminals since last March. But the big change is that the … Leer más
The impulse that the real estate after Covid-19 has led to the granting of mortgages, in a context in which offers are also very competitive due to low interest rates. Experts agree that it is a good time to get into debt and to ask for a mortgage loan, with the banks in full battle … Leer más
The battle of financial institutions to attract mortgage customers is still alive. At a time when the contracting of mortgages is increasing due to the economic reactivation after the pandemic, ING seeks to make its mortgages even more competitive. The bank has announced a new reduction in the price of its mortgages just four months … Leer más
The cybercriminals They use increasingly sophisticated tricks to try to deceive and obtain personal and confidential information, such as bank passwords or credit card details. To the phishing, the most common internet scam that consists of sending fraudulent emails, other sophisticated techniques have been added to make the user fall into the trap. The so-called … Leer más
The 12-month Euribor, the indicator most used in Spain to calculate mortgage payments, maintains the upward trend of September and rises in October for the second consecutive month. The monthly average is -0.477%, significantly above the previous -0.492%, and marks the highest value so far in 2021 and since October 2020. The increase experienced by … Leer más
Bankinter has developed, within its commercial website, a new virtual space that, under the name of ‘Better financial decisions for your mortgage’, guides future home buyers through the procedures and requirements involved in the home acquisition process and obtaining the necessary financing. Through a statement, the entity points out that this interactive guide includes information, … Leer más
Openbank, the online subsidiary of Banco Santander, continues to be very active in its efforts to attract mortgage clients in full growth of the loan granting. Just a few days after lowering its fixed and mixed mortgages, placing its offer as one of the cheapest at the moment, the entity launches another succulent promotion that … Leer más
